What these apps actually cost
App store listings are vague about pricing and vaguer about what sits behind the paywall. We collect the details that matter — what each app does, what the free tier really includes, and what you pay when it ends — and put them on one page.
Budgeting
Monarch Money
$14.99/month or $99.99/yearA personal finance dashboard that pulls all your accounts into one place, built as a replacement for Mint.
YNAB
$14.99/month or $109/yearA zero-based budgeting app built around a specific method, where every pound gets assigned a job before you spend it.
Goodbudget
Free tier, or around $10/month ($80/year) for unlimitedA digital version of the cash envelope system, built for manual entry rather than automatic bank syncing.
Actual Budget
Free, open sourceAn open-source zero-based budgeting tool you run yourself, with no subscription attached.
Language learning
Duolingo
Free tier, with paid plans varying by account and regionThe best-known language learning app, built around short gamified lessons and daily streaks.
Study and memory
Anki
Free on most platforms; $24.99 one-time on iOSA spaced repetition flashcard tool, long established and used heavily in medicine and language learning.
Tasks and productivity
Todoist
Free tier; Pro $5/month billed annually ($60/year) or $7/monthA task manager known for fast natural-language entry — you type 'call Dan tomorrow at 3' and it schedules itself.
Where this comes from
Every entry is compiled from the developer's own site, their app store listing and their published pricing pages, then checked against independent reporting where the two disagree. Each page carries the date it was last checked.
These are summaries, not reviews. We are not claiming to have used every app here for a month, and where sources conflict — which happens most often with pricing — we say so rather than picking a number. More on how this is put together.