Goodbudget
A digital version of the cash envelope system, built for manual entry rather than automatic bank syncing.
- Category
- Budgeting
- Platforms
- iOS, Android, web
- Price
- Free tier, or around $10/month ($80/year) for unlimited
- Official site
- goodbudget.com
What it does
- Splits your money into virtual envelopes for each spending category, mirroring the paper envelope method.
- Syncs envelopes across multiple devices, so couples can share the same budget.
- Tracks debt alongside spending.
- Requires you to enter transactions yourself — it does not connect to bank accounts.
The free tier
Yes, genuinely free for up to 20 envelopes. The paid tier removes the envelope limit.
Worth knowing before you sign up
- No bank syncing at all, on any tier. Every transaction is entered by hand.
- That is a deliberate design choice rather than a missing feature — manual entry is the point for people who want to notice each purchase.
- It is the cheapest realistic option for couples who want a shared budget without a subscription in the $100/year range.
Who it suits
People who find automatic tracking too passive, and couples who want a shared envelope budget without paying premium subscription prices.
Compiled from the developer's own site, app store listing and published pricing, cross-checked against independent reporting. Last checked September 2026. Pricing changes often and can vary by region — check what your own account is offered before subscribing. Spotted something out of date? Tell us.